Saturday, October 24, 2015

Equifax vs CreditKarma

Equifax offers one free credit report per year. They also offer a variety of products to purchase; such as Score Tracker for example. 

If you purchase the Score Tracker, you will be given your Fico Score and credit report - along with one free update within the year. (At $14.95 per month, not worth it for me.) 

Even though it does alert you of activity on your account and score changes, sometimes in a timely manner and sometimes not. 

The Fico Score they gave me was approximately 100 points lower than my Vantage Score. (which CreditKarma uses)

And if you DISPUTE any items on your credit report through Equifax, they will knock points off of your credit score for that, as well. They will move the "negative" remarks/section to your "OPEN" accounts - making it appear as though you have more open accounts than you actually have. 

Equifax allows items to stay on your report for longer than 7 years. If it's been 7+ years and you're waiting for thing(s) to fall off of your report, Good Luck! As Equifax will allow them to stay on there 8-10 years. 

CreditKarma gives FREE weekly updates of both Equifax and TransUnion scores AND credit reports on each one. 

Yes, it is the Vantage Score, but it is much more accurate than the Fico score, as it doesn't look at those things that are 7+ years old! 

I use/prefer CreditKarma regularly and always will. 

Thanks to CreditKarma recommendations, I now have 2 new major Credit Cards and a few new Store Credit Cards. 

CreditKarma lets you know your Approval Odds on credit cards, etc., before you apply.

They also have many reviews on most of the cards there, you can read what consumers are saying and decide for yourself if you want to apply or not. 

They also give you recommendations (and Approval Odds) on other things such as personal loans, Auto Loans, Home Mortgages, etc. (I've not used any of those.)

Two thumbs up for CreditKarma.

Two thumbs down for Equifax.

Friday, September 25, 2015

Krispy Kreme Free Coffee and Donut Day

Who doesn't love Krispy Kreme? 

Did you know that September 29, 2015 is National Coffee Day?

On this day ONLY, Krispy Kreme will be giving each customer a Free 12 oz Coffee and a Free Original Glazed Doughnut. Isn't this spectacular?! 

Also, you can get a Small Iced Coffee, Mocha, or Latte for only $1

I just don't think you could ask for anything better! 

Remember this is 9-29-2015 only! Don't miss it! 

Sunday, September 20, 2015

Conagra Sweepstakes and Instant Win

Farm to Flavor Adventure Seeepstakes and Instant Win
(5) Grand Prizes - A trip for the winner and a guest of his/her choice to California Wine Country. (Grand Prize includes roundtrip coach class airfare for 2 people, 6 days and 5 nights hotel accommodations, meals and a winery tour. (ARV of each Grand Prize is $10,000.)

Instant Win Prizes
(10) 1st Prizes - Farm to Flavor adventure. (Prize includes an in-home dinner prepared by a chef for up to 8 people in winner’s home. (ARV of each First Prize is $1,000.) 

(990) 2nd Prizes - Voucher for 1 free Alexia product. ARV of each Second Prize is $4.25)

Enter at the link below
*18+ US 
*One entry per Person per day 

Wednesday, September 16, 2015

Comment Luv Enabled Blog

Hello fellow bloggers! I just wanted to be sure that everyone knows that this blog is CommentLuv Enabled.

There is no comment moderation or anything. All I ask is that you leave good quality comments and not just junk/spam in the comments section!

Those of you who do leave good quality comments & your link in the url field provided, I will visit your site in return and make a comment!

Browse around while you are here, and subscribe by email to keep updated on new posts.

Have a great Day!

Schwans Sweepstakes and Instant Win

Schwans Tailgate at Your Place Sweepstakes 
Sweepstakes Grand Prize 
(5) A check for $8,000, a $2,000 Best Buy Gift Card and Pizza Coupons to last a year. (ARV of each Grand Prize $10,180)

Instant Win Prizes 
(100) $100 Visa gift card. 
(400) $50 Visa gift card. 
(650) $25 Fanatics gift code. 
(146) A pizza coupon prize pack for Red Baron, Freschetta, or Tony's pizzas.
*18+ USA
*Enter one time per person per day (Can get bonus entries) (Limit one prize per person)
*Expires February 7, 2016 

Monday, September 14, 2015

Seeking Guest Posters

Aside from listing Sweepstakes, Giveaways and Free Stuff, this site also has "Product Reviews"

I am currently seeking Guest Posters to write articles on the Product of your choice. (Whether it's an item you won from a Sweepstakes, Giveaway or an item you purchased.)

Article must be a minimum of 125 words. Please explain in detail what you like/dislike about the Product, if the price is reasonable, you're experience/opinion on the item, etc.

At the end of the article, please include Your Name, maximum 4 lines for a byline and 1 link to your site. (No adult sites allowed.)

Anyone interested please use the Contact Form on the right side bar to Contact Us.

Please do *not* send your article until after you have contacted us informing us of the Product you are going to Review, your website and information, and we will reply if interested. 

Once we have enough Product Reviews, we will be adding more labels to the sidebar so the Articles can be easily found by Category. 

Thank You!